Elections have less impact on your 401(k) than you might think

Much like annoying political TV ads, warnings that the U.S. presidential election could have big consequences for your 401(k) come back every four years. It raises anxiety, but remember: If your 401(k) is like many retirement savers’, with most invested in funds that track the S&P 500 other broad indexes, all the noise may not make much of a difference. Stocks tend to get shakier in the months leading up to Election Day. And afterward, the volatility tends to steady itself, regardless of which party wins the White House.