The 10 best face moisturizers with SPF that make it easier to wear sunscreen every single day

Not only is this my go-to sunscreen, but it's also a top choice for both Dr. Levine and Dr. Dendy, landing it the first spot as the best face moisturizer with SPF. I first learned about the EltaMD favorite from my grandmother (whose dermatologist recommended it to her) and became an instant fan of the creamy, lightweight texture that feels just like a moisturizer. There's no greasiness or white cast, and it doesn't pill up under makeup. And if you go for the tinted option, you may be able to skip foundation altogether. The only drawback is that it's one of our most expensive picks, but I can't say the quality doesn't match the price.

This sunscreen-infused moisturizer has all the perks of La Roche-Posay's Double Repair Moisturizer, a number one bestseller on Amazon, but updated with broad-spectrum sun protection. The chemical formula absorbs without leaving a white cast and contains a host of hydrating ingredients, including prebiotics, niacinamide, and ceramides. The lotion texture has a skincare-like feel, but be aware that it can pill under makeup if you plan to use it with foundation.

If you're new to using a moisturizer with SPF, CeraVe is one of the best face moisturizers with SPF and a solid place to start that won't require a hefty investment. The non-comedogenic, oil-free, and fragrance-free formula is especially gentle and formulated to play well with most skin types. Plus, it contains skin-loving ingredients like hyaluronic acid, niacinamide, and ceramides that boost moisture levels and improve the skin barrier. The creamy texture feels just like a facial moisturizer, and it's lightweight enough to use on often overlooked areas like hands and ears. Another plus? The lower price point means you won't feel the pinch as much when using it every day.

This sunscreen moisturizer from supermodel Winnie Harlow's island-inspired skincare collection pairs broad-spectrum sun protection with a pearlescent tint, giving you a just-back-from-vacation glow in any season. The lightweight cream has a nude tint that blends in with all skin tones, and it can be worn on its own or under makeup to create a lit-from-within look. Along with SPF filters, there's a blend of niacinamide, sea moss, and nectar to increase hydration levels and strengthen your skin's barrier.

If intense hydration is on your must-have list, you'll want to check out Supergoop!'s Superscreen moisturizer. This formula has the consistency of a rich moisturizing cream but with the added power of SPF 40. While I'm a fan of most Supergoop! products, I especially like how this one doesn't feel like a traditional sunscreen, absorbs quickly, and gets you closer to a glass-skin look without extra products. It works well for my dry/combination skin, but those with oily skin will probably find this pick too heavy.

While this luxe moisturizing cream with SPF benefits all ages, it's made especially for targeting fine lines and wrinkles. My favorite part of this pick is the silky smooth gel consistency that truly delivers a high-end skincare experience; you're likely to forget that you're using sunscreen. Star ingredients include ginkgo biloba, chlorella, and Padina pavonica (algae extract), which work together to improve hydration and firmness. My combination skin did experience some mild pore-clogging after a few days of use, but according to its many high ratings and rave reviews, this seems to be the exception rather than the rule.

Dr. Levine says this is a great SPF product that's also moisturizing. ISDIN's Eryfotona Actinica sunscreen is mineral-based and provides a high level of protection with SPF 50+, two elements that work in favor of sensitive skin types. However, the heavy dose of SPF does make this product more likely to leave a white cast. The consistency is silky smooth, and a precision nozzle helps you get just the right amount without making a mess. 

Community Sixty Six's moisturizer with SPF is on Dr. Dendy's list of favorite face moisturizers with SPF. The formula blocks UVA and UVB rays with zinc oxide, an ingredient she says "protects the skin by deflecting the sun's rays and sitting on the surface of your skin which is less likely to break you out." This sunscreen moisturizer feels heavier than pure skincare but glides on smooth and blends in without leaving a white cast. While the tacky finish isn't for everyone, it still wears well under makeup and leaves a natural, dewy glow.

Supergoop!'s Unseen Sunscreen is a cult favorite that's been in my skincare lineup for years. The chemical formula is oil-free and has a lightweight gel consistency that's completely invisible on all skin tones. While not technically a moisturizer, it is designed to take the place of a makeup primer, nourishing skin with meadowfoam seed oil and shea butter before drying down to a matte finish that's a perfect canvas for foundation. Dry skin types will likely require more hydration, but this product works like magic for oily skin types.

The main drawback of physical sunscreens is that they often leave a white cast, which is especially apparent on melanated skin. Fenty's Hydra Vizor solves this issue with its mineral moisturizer with SPF. The lightweight cream has a pink tint that's thoughtfully designed to look invisible on all skin tones. At the same time, it has ingredients like hyaluronic acid, aloe, niacinamide, and antioxidant-rich Kalahari melon to plump and improve overall skin texture. The best part of this sunscreen moisturizer is that it has a refillable design, saving you a few dollars and the environment when it's time to restock. It was also a top SPF in our guide to the best moisturizers for combination skin.

Active ingredients

The best face moisturizers with SPF protect skin from sun exposure in one of two ways, either through a physical or chemical filter. Asked about the difference between them, Dr. Dendy says, "Chemical sunscreen is applied to and absorbed into the skin, while physical sunscreen sits on top of the skin and forms a barrier between the sun and its UV rays. Either option you choose should be reapplied throughout the day for proper sun protection." She also suggests looking for ingredients such as zinc oxide since it sits on the top of the skin and is less likely to cause breakouts, as well as water- and sweat-resistant formulas if you're especially active.

SPF Level

Another important factor to consider is whether a sunscreen moisturizer offers broad-spectrum protection, which keeps you safe from both UVA and UVB rays. Both Dr. Dendy and Dr. Levine recommend a minimum level of SPF 30 for daily use.

Consistency

Just like traditional moisturizers, sunscreen moisturizers come in a variety of texture options. Most of this comes down to personal preference, though some work better for certain skin types or skin tones. Dr. Levine and Dr. Dendy note that physical sunscreens with ingredients such as zinc oxide and titanium dioxide are more likely to leave a white cast that doesn't disappear into melanated skin. Heavier creams can also be great for giving dry skin a dewy finish, but they may also cause breakouts for those with oily skin types, who tend to do better with lightweight textures.

Is moisturizer with SPF as good as wearing sunscreen?

Both Dr. Levine and Dr. Dendy shared that as long as the level is 30 or higher, using a moisturizer containing SPF should be just as effective as using a separate sunscreen product.

What SPF should I use on my face every day?

When choosing a sunscreen product, look for a minimum of SPF 30. Dr. Levine tells Insider, "SPF 30 and greater is generally recommended, but I recommend SPF 45 or higher, and those with a history or high risk of skin cancer should really wear SPF 50+ for greater protection." 

Do I only have to use moisturizers with SPF in the summer?

Sunscreen products should be used every day, no matter the season. "Even if it's cloudy, 80% of the sun's UV rays can penetrate through the clouds and reach your skin, so make sure you're applying year-round," says Dr. Dendy.

Does sunscreen make a difference in aging?

On the importance of using SPF, Dr. Dendy says that "since UV rays can cause the breakdown of collagen, which leads to the formation of wrinkles, along with sun damage and skin cancer, it can make a huge difference in your skin's aging process."