Best IRA CD Rates of May 2024: Grow Your Retirement Fund

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate banking products to write unbiased product reviews. IRA certificates of deposit (CDs) might be a good option if you expect to retire in a few years and want a safe place to grow money.An IRA CD is a type of retirement account that invests your money in a CD. When you open a regular CD, you're putting away money for the near future — with an IRA CD, your CD is part of your long-term retirement savings strategy.Best IRA CD RatesNASA Federal Credit Union IRA CD: 4.00% to 5.50% APYAlliant Credit Union IRA CD: 4.00% to 5.15% APYConnexus Credit Union IRA Share Certificates: 3.51% to 5.01%‍ APYWells Fargo IRA CD: 0.01% to 5.01% APYSynchrony IRA CD: 0.25% to 5.00% APYConsumers Credit Union IRA CDs: 0.50% to 5.00%APYDigital Federal Credit Union IRA CD: 3.4...