'My son is 41 and still living at home. Have I made him dependent on me?'

Send your financial questions to moneycoach@timesofmalta.com

Welcome to The Money Coach, a Times of Malta column where readers can ask questions about life's money issues. Send your questions about personal finances, inheritance, gifting or other personal finance topics to moneycoach@timesofmalta.com. Dear Luca,I am a 69-year-old pensioner who recently retired from work. I still do some consultancy work but have significantly reduced...