It's up to state regulators to lead the way in payments innovation
![It's up to state regulators to lead the way in payments innovation](https://arizent.brightspotcdn.com/28/ff/6a01c25945d5868c051d609dfa2c/mobile-pay.jpeg)
Washington policymakers are not adopting policies necessary to keep the U.S. on the cutting edge in payments. Fortunately, the dual banking system offers an alternative path forward.