674 Credit Scores: A Guide to Credit Scores | Chase

Quick insightsA 674 credit score is considered to be “good” by both the VantageScore® and FICO® scoring models.A good credit score may help you get access to financial options such as credit cards, loans, mortgages and more.A higher credit score can improve your chances of approvals and more favorable interest rates.Perhaps you’ve only ever looked at your credit score once. Maybe you’ve been tracking your score for years. Either way, knowing this three-digit number is valuable if you can understand the meaning behind it. Let’s explore what a 674 credit score means below.How to manage your credit wisely with a 674 credit scoreCredit scores are numerical representations of your creditworthiness, which is your ability to repay debts and manage your credit wisely by making payments. Lenders, landlords and other financial institutions use credit scores among other factors to assess the risk of lending money or extending credit.To help you understand what a 674 credit score means, let’s list...