What happens to your 401(k) when you leave a job? | Fidelity

How to make sure you don’t leave money behind. Fidelity Smart Money Key takeaways When you leave or quit a job, you have to consider what to do with your retirement savings.Generally, you have 4 options for what to do with your savings: keep it with your previous employer, roll it into an IRA, roll it into a new employer’s plan, or cash it out.How much money you have vested in your retirement account may impact what decision you make. There’s plenty to think about when you quit or leave a job. One big thing you’ll need to decide is what to do with the retirement savings account, such as a 401(k) or 403(b), that you (and possibly your employer) have been paying into.You have a few options. How you decide depends on your future goals, your account balance, and your former and future employers’ rules. Here’s how to make sense of your next steps with savings when you quit or leave a job. Feed your brain. Fund your future.Subscribe now What happens to your 401(k) or 403(b) if you leave your...