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I put $6,000 on my credit card after a house renovation and face a Social Security overpayment. Do I use my emergency savings to pay it off? 

I put $6,000 on my credit card after a house renovation and face a Social Security overpayment. Do I use my emergency savings to pay it off? 

“I have $14,000 in an emergency fund, but I have earmarked $6,000 for a Social Security overpayment, for which I’ve submitted an appeal.”

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