12-14% credit growth achievable for Bank of Baroda; CASA growth at 6% better than industry benchmark: CEO

Bank of Baroda maintained a 3.18% net interest margin for the June quarter, consistent with the previous year. CEO Debadatta Chand indicated optimism about achieving 12-14% credit growth for FY25, backed by solid performance in retail, agriculture, and MSME segments. The bank is managing fresh slippages effectively with enhanced collection efforts.