Meet Emma Navarro, the American billionaire heiress eyeing her first Grand Slam title at the US Open

Emma Navarro was born in New York City and raised in Charleston, South Carolina.

In April, Navarro told Garden & Gun magazine that Charleston is her "favorite city in the world."

"I love to walk around downtown and see the houses and say good morning or good evening to the people," she added.

A few of her favorite hometown spots include Sullivan's Island, Holey City Bagels, Second State Coffee, and Sorelle.

She and her three siblings, older brothers Earl and Owen and younger sister Meggie, were raised in the area by parents Kelly and Ben Navarro.

Her father, Ben Navarro, has an estimated net worth of $1.5 billion, according to Forbes.

Ben Navarro, 61, is the founder and CEO of Sherman Financial Group.

One of the group's main assets is lender Credit One, which some eagle-eyed fans may have noticed has been one of the logos on Emma's uniforms at recent tournaments.

In addition to banking, Forbes reported that Navarro has purchased more than $350 million worth of property in Charleston since 2021.

He's also been an active buyer in the tennis space, with the South Carolina-based Live To Play Tennis Club and the Credit One Charleston Open (formerly the Volvo Car Open) in his portfolio, as well as the Cincinnati Open, which he purchased in 2022.

In 2019, the US Tennis Association named the Navarro family South Carolina's tennis family of the year.

He told the Post and Courier at the time, "As a fan, father, and business owner, tennis has brought so much to our family. Junior tennis has provided a place for our children to learn a work ethic, develop friendship through shared struggle, and learn to handle disappointment, defeat, and sometimes even unfairness."

Emma Navarro credits her father with introducing her to tennis and shaping her mindset as an athlete.

In 2021, she told Charleston Magazine that her dad helped her get into tennis.

"He wanted it to be a family sport," she said. "I have two older brothers, and they both played. As soon as I was old enough and strong enough to hold a racquet, I was out there on the court with them."

He's been an important mentor to her ever since.

"My dad has always been in my corner, getting me the coaching and training, whatever I needed," she told Charleston Magazine.

She made sure to give her mom, Kelly Navarro, a shout-out, too, calling her "the behind-the-scenes lady who makes everything happen."

In an April 2024 interview with the Tennis Channel, Emma Navarro credited her dad for her mindset as an athlete, calling him "the smartest guy" she knows.

"He's taught me a bunch about the perspective I want to take into things, especially on-court stuff," she added.

Navarro said she started getting serious about tennis when she was in elementary school.

In an "Alumni Spotlight" interview with Charleston Day School, Navarro said she started taking tennis seriously in fourth grade.

"I would get up around 5:45 a.m. and go play tennis for about an hour before school," she said.

"I would go back out to the courts after school, come home, finish my homework, and get to bed early enough to have a decent night's sleep before I did it all again the next day."

In 2019, Navarro was runner-up in the singles final at the French Open Junior Championships.

Navarro, then 18, lost in the singles final to Canadian Leylah Fernandez 6-3, 6-2.

However, she and partner Chloe Beck defeated Alina Charaeva and Anastasia Tikhonova 6-1, 6-2 in the doubles final, winning the championship.

She made her WTA debut that same year at the Charleston Open.

Navarro attended the University of Virginia and was the 2021 NCAA Singles Champion.

Navarro was the second player in UVA program history to win the championship.

Her freshman season was filled with additional accolades, including the ITA National Rookie of the Year and the ACC Freshman of the Year. She finished the season with a record of 25-1, the best single-season winning percentage in UVA Tennis history.

Navarro's sophomore season proved to be successful, too. She was named an ITA Singles All-American as well as an ITA Doubles All-American and was the No. 1 seed in the NCAA Singles Championship.

Her sister, Meggie Navarro, also plays tennis at UVA.

She decided to become a full-time pro in 2022, and won her first WTA title, Hobart International, in January 2024.

Navarro finished 6-1, 4-6, 7-5 against Elise Mertens to win her first WTA singles title.

Since January, Navarro has played in more than 10 tournaments around the world, including the Australian Open, the Cymbiotika San Diego Open, and the Trophée Clarins, where she reached the final, Wimbledon, the Olympics, and the US Open.

Navarro had an impressive showing at Wimbledon this year, upsetting world No. 2 Coco Gauff to reach her first Grand Slam quarterfinal.

In her post-match interview, Navarro told reporter Annabel Croft that she was "really grateful" to be "on Centre Court at a tournament with so much history and tradition," describing the opportunity as "a real honor."

Navarro also added that she has "a ton of respect" for Gauff and "what she's done at such a young age."

She fell to Jasmine Paolini 6-2, 6-1 in the quarterfinal.

In fact, she's beaten two world No. 2 players this year.

In addition to defeating Gauff during Wimbledon, Navarro defeated Grand Slam champion and then-world No. 2 Aryna Sabalenka in the fourth round of the BNP Paribas Open, commonly known as Indian Wells, in March 2024.

While at Indian Wells, she also won the Eisenhower Cup alongside Ben Shelton.

The Eisenhower Cup is Indian Wells' popular kickoff exhibition in which eight mixed doubles teams compete against each other.

Some of the other pairs in 2024's event included Paula Badosa and Stefanos Tsitsipas, Sloane Stephens and Tommy Paul, Aryna Sabalenka and Taylor Fritz, and Qinwen Zheng and Frances Tiafoe.

Per the WTA, her total 2024 prize money has surpassed $1 million.

Navarro represented Team USA at the Olympics but said she "didn't respect" opponent Qinwen Zheng after losing in the third round.

Navarro lost 6-7 (7), 7-6 (4), 6-1 to Qinwen Zheng during the third round of the Olympics, after which the two shared a tense moment while shaking hands at the net.

Multiple outlets reported that Navarro said she "didn't respect" Zheng. She added, "I think she goes about things in a pretty cut-throat way. It makes for a locker room that doesn't have a lot of camaraderie, so it's tough to face an opponent like that, who I really don't respect."

"But kudos to her, she played some good tennis there at the end. She played better than me, so congrats to her," Navarro added.

Zheng responded to the criticism, saying, "If she's not happy about my behavior, she can come and tell me" and added that she'd like to correct it "to become a better player and a better person."

Zheng went on to win the gold medal in women's singles, becoming the first Chinese player to win a singles gold medal.

Navarro is after her first Grand Slam title at the US Open.

Navarro defeated Anna Blinkova in straight sets on Monday — in just under an hour — to continue her dominant winning record.

She has won 45 singles matches this year, per the WTA, and is the second-winningest player on the tour this season behind only world No. 1 Iga Świątek (who has 50 wins).

In her post-match press conference, Navarro told reporters "it's pretty insane" to think about how close she is to reaching the top 10, but acknowledged that her goals and day-to-day life have largely stayed the same.

She added that "it's cool" being able to "zoom out" and recognize the difference between where she started and where she is today, then to "zoom back in and just get really detail-oriented."