Sumit Agrawal on how will rate cuts affect banking sector's margins and CASA ratios

​​​Let us say something or deposits maturing in, let us say, six to nine months and if you look at share of those deposits, probably private sector banks scores well here because they have slightly higher tenure of deposits which are maturing in the six to nine months and therefore, that can get repriced almost in a matter of two to three quarters which will help in lowering down the incremental cost of deposits.