Latest claim settlement ratio of health and general insurers released by IRDA in 2026: Acko, Aditya Birla, Galaxy lead; Bajaj Allianz, Zurich Kotak fall below 90%

Policyholders can check claim settlement ratios to assess insurer efficiency. IRDAI released FY 2024-25 figures in February 2026. Acko General Insurance leads private insurers with 99.98% claims paid within three months. Standalone health insurers like Aditya Birla Health Insurance reported 100% settlement. Zurich Kotak General Insurance shows the lowest ratio.