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Inside world football 

John Terry memorabilia auction nets $695K

February 2 – Former England captain and five-time Premier League winner, John Terry, recently consigned more than 50 items from his personal archive to US-based Goldin Auctions, with the sale generating just over $695,000, including buyer’s premium. 

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Phys.org 

Signaling output genes shed light on evolutionary crossroads of vertebrates

New research from the University of St Andrews has discovered a crucial piece in the puzzle of how all animals with a spine—including all mammals, fish, reptiles and amphibians—evolved. In a paper published in BMC Biology, researchers found an intriguing pattern of gene evolution which appears to be significant for the evolutionary origin and diversification of vertebrates.

BBC News (UK) 

Rugby Union Weekly

John Barclay joins Chris in Edinburgh to quiz the Six Nations head coaches.

Economictimes.indiatimes.com 

Ban on privacy tokens: How to navigate exchange delisting

India's crypto exchanges are delisting privacy tokens like Zcash and Dash following new AML/CFT rules. This forces investors to rebalance portfolios or face automatic liquidation into stablecoins. The move aims for safer markets and higher compliance, impacting taxation and investor exit strategies.

Economictimes.indiatimes.com 

Can smart beta funds beat the market over the long term?

Data shows that smart beta strategies have been highly volatile and cyclical in the short-to-medium term. These strategies have delivered higher returns and outperformed in a bull market but have also underperformed and incurred severe negative drawdowns in a bear market.

Economictimes.indiatimes.com 

NPS Swasthya Pension Scheme: Now use NPS to build a medical fund

The National Pension System is piloting NPS Swasthya, a scheme to cover medical expenses. Subscribers can contribute to a dedicated account, with partial withdrawals available for medical needs. This initiative aims to provide a financial buffer for healthcare costs, complementing existing health insurance.

Economictimes.indiatimes.com 

“We’ve realigned our equity strategy and pivoted towards growth”: Pranay Dwivedi, MD & CEO, SBI Pension Funds

SBI Pension Funds is launching the Swasthya Pension Scheme to build medical expenditure funds. Pranay Dwivedi highlights its flexibility and tax benefits. He also addresses the fund's equity performance, noting a strategic shift towards growth. Dwivedi emphasizes safety and consistency for subscribers. The NPS aims to increase adoption through digital channels and improved clarity.

Economictimes.indiatimes.com 

Online bond platforms: Hidden risks behind high yields

Defaults at GripInvest and other bond platforms expose how ‘curated’ and ‘secured’ labels are masking credit risks in high-yield bonds and loan pools being marketed to retail investors.

Economictimes.indiatimes.com 

Insurance mis-selling in India: How banks and agents push mis-sold policies

Financial year-end targets fuel aggressive sales tactics in insurance. Customers are being sold policies they do not need, often through cold calls or bank relationships. This mis-selling is a growing concern, with many victims unaware of their rights or how to seek redressal. Regulators face challenges in curbing this pervasive practice.

Economictimes.indiatimes.com 

Intrinsic value in stocks: How to avoid overpaying and spot bargains

Understanding a stock's true worth beyond its market price is crucial for investors. Valuation helps identify undervalued opportunities, manage risk with a margin of safety, and allocate capital effectively. While short-term prices fluctuate, long-term trends show convergence with intrinsic value. Both absolute and relative valuation methods offer insights, but require careful analysis.

Economictimes.indiatimes.com 

What are government securities and how do they function?

If you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 88th part of this series, Riju Mehta explains how these debt instruments function.