What's the credit report, is it possible to get credit online?

What's the credit report, is it possible to get credit online? In times of economic crisis in the world, workers of Aksakal Media decided to analyze the sphere of Internet and to know Is it real to get credit through Net? In Russia it's possible. To quickly get credit just need to click on the "Make a request". But you have to write information very well, even small print. It's a risk, better to come official bank and get secure credit. In USA to get credit is a problem. Your credit report has to be very clean. What's the credit report. It's information includes name, addresses, payment history, credit card and loan payments.