No personal budget? Make writing one a resolution for the new year
![No personal budget? Make writing one a resolution for the new year](http://www.vancouversun.com/cms/binary/11624240.jpg)
Having a budget doesn't mean never buying a latte or always brown bagging your lunch. But it does mean understanding what those things cost and whether or not you can afford them
Having a budget doesn't mean never buying a latte or always brown bagging your lunch. But it does mean understanding what those things cost and whether or not you can afford them