You Don’t Need to Be Rich: Bulgarians Start Investing with Just 25 Euros

In Bulgaria, the common perception that investing is reserved for the wealthy remains widespread, but recent analysis by Freedom24 shows that households can begin investing with modest amounts of 50–100 BGN (approximately €25–50) per month.

The research draws on data from the National Statistical Institute (NSI), which reports that the average gross salary in Bulgaria in the third quarter of 2025 was 2,549 BGN, equivalent to around 1,950 BGN (€1,000) net. While these figures may seem modest, Freedom24’s model demonstrates that even small, regular contributions can have a significant long-term impact, often more so than relying solely on a higher income.

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